Silo Financial LLC (“Silo”) is a registered investment advisor with the Securities and Exchange Commission (SEC). Website information is presented for informational and educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. No part of this website may be reproduced in any manner, in whole or in part, without the prior written permission of Silo.
1. All third-party trademarks (including logos and icons) referenced by Silo remain the property of their respective owners, are intended to identify the corresponding third-party goods and services and to constitute nominative fair use under applicable trademark laws.
2. Displayed yields are based on the 3-month Treasury bills.All third-party trademarks (including logos and icons) referenced by Silo remain the property of their respective owners, are intended to identify the corresponding third-party goods and services and to constitute nominative fair use under applicable trademark laws.
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0.5% - 1% Annual Cash Back
$500K
SIPC Insurance
Up to $5,000 every year
$2.5M
FDIC Insurance
Applies up to $1M balance
$571B
Custodial AUM
Plans start at only $10 / month
Read full disclosures here.
Portfolio
$1,038,442.57
Compounded Cash Back
$117,196.99
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VOO average return:
9.08%
Initial Contribution
$100,000
Fund Name
VOO Vanguard S&P 500
$500K
SIPC Insurance
$250K
FDIC Insurance
$12.6M
Assets Under Custody
Silo Financial LLC (“Silo”) is a registered investment advisor with the Securities and Exchange Commission (SEC). Website information is presented for informational and educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. No part of this website may be reproduced in any manner, in whole or in part, without the prior written permission of Silo.
What do I need to know?
Modern fintech platforms are not eliminating commissions, they're just eliminating transparency with payment for order flow and hidden spreads.
Individual Cash Back Members
Up To $1,000 Bonus Per Year
Annual Cash Back
1% APY
Minimum Balance
$5,000
Monthly Fee
$10/mo
Individual Cash Back Members
Up To $1,000 Bonus Per Year
Annual Cash Back
0.5% APY
Minimum Balance
$25,000
Monthly Fee
$50/mo
Brokerage Transfer Your Current Holdings
ACATS Fee Reimbursement If Initiated By May 31, 2025
Lifetime value. The right way.
Brokerages are very lucrative but they keep it all to themselves. Our philosophy is to share with our customers and bring them lifetime value.
Charles Schwab Interest Revenues
$9.41B
Schwab 2023 Annual Report
Charles Schwab Revenue
$18.8B
Schwab 2023 Annual Report
Charles Schwab Interest Revenues
$9.41B
Schwab 2023 Annual Report
Morgan Stanley Revenue
$61.7B
2024 Annual Report
Silo Financial LLC (“Silo”) is a registered investment advisor with the Securities and Exchange Commission (SEC). Website information is presented for informational and educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. No part of this website may be reproduced in any manner, in whole or in part, without the prior written permission of Silo.
Charles Schwab Interest Revenues
$9.41B
Schwab 2023 Annual Report
Blackrock Fees + Interest Revenues
$14.4B
Revenues 2023 Annual Report
Silo Financial LLC (“Silo”) is a registered investment advisor with the Securities and Exchange Commission (SEC). Website information is presented for informational and educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. No part of this website may be reproduced in any manner, in whole or in part, without the prior written permission of Silo.
How does Silo make money?
Did you think that commissions were the main way that giants like Blackrock and Schwab make money? Their primary source is actually interest-based revenue from idle cash and margin.
Monthly subscription fee from cash back members offsets much of our operating expenses.
Our custodian, Interactive Brokers, handles all interest-based activities.
We are currently an RIA. Once we become a broker-dealer, we will split interest and margin revenue with Interactive Brokers.