Investments on Silo: How Your Portfolio Can Grow
Investments on Silo: How Your Portfolio Can Grow
Silo brings investing and rewards together in one platform. You can manage eligible stocks, ETFs, and supported fixed-income investments while earning Silo Points on qualifying holdings and uninvested cash.
What Can You Invest In?
Silo supports a variety of investments, including stocks, ETFs, Treasury securities, and corporate bonds. Available products and trading capabilities may vary by account type and platform.
How Do Silo Rewards Work?
Under the standard Member Rewards program, eligible stocks and ETFs earn Silo Points at an annualized rate of 0.25X.
Eligible uninvested cash balances can earn up to 3X points annually, depending on your membership plan. Cash earning rates are variable and may change based on prevailing market interest rates, including the federal funds rate.
Bonds, mutual funds, and other ineligible investments do not earn standard Rewards points.
Points earned from stocks, ETFs, and cash count toward your membership plan's combined annual point cap.
How Are Your Investments Held?
Your investments are custodied with Interactive Brokers (IBKR), which provides brokerage execution, custody, and account infrastructure.
You retain ownership of your securities, and your investments remain subject to normal market risks.
How Can You Use Your Points?
Eligible Silo Points can be redeemed for cash, used through the Silo travel portal, or transferred to participating loyalty programs, including Avianca LifeMiles at a 1:1 ratio.
Rewards eligibility, earning rates, and redemption options are subject to your applicable membership agreement. Earlier membership generations may have different earning rules and benefits.
