What Are the Silo Rewards Plans?

Silo Rewards offers three membership plans: Blue, Gold, and Platinum. Each plan allows eligible members to earn points on qualifying stocks, ETFs, and uninvested cash balances.

Under the standard Member Rewards program, all three plans earn 0.25X points annually on eligible stocks and ETFs. Cash earning rates, annual point caps, and additional benefits vary by plan.

• Blue: $95 annually; 0.25X on stocks and ETFs; 1X on eligible cash; up to 50,000 points per year.
• Gold: $240 annually; 0.25X on stocks and ETFs; 2X on eligible cash; up to 250,000 points per year.
• Platinum: $960 annually; 0.25X on stocks and ETFs; 3X on eligible cash; up to 1,000,000 points per year.

Cash earning rates are variable and may change based on prevailing market interest rates, including the federal funds rate.

How Does My Account Balance Affect Which Plan I Choose?

Your eligible stock and ETF holdings and uninvested cash balances help determine how many points you can earn.

Rather than having separate eligible-balance limits, each standard Member plan has a combined annual point cap. Both stock and ETF earnings and cash earnings count toward that same cap.

Members with larger eligible balances may benefit from a higher-tier plan, depending on their portfolio composition and expected points earnings.

What Is the Difference Between Gold and Platinum?

Both plans earn 0.25X points annually on eligible stocks and ETFs.

Gold offers a currently published 2X cash earn rate and a combined annual cap of 250,000 points, while Platinum offers a 3X cash earn rate and a combined annual cap of 1,000,000 points.

Cash earn rates are variable, and both plans are subject to applicable monthly limits and membership terms.

Members enrolled under earlier Rewards generations may have different earning rates, eligibility rules, and annual limits.

One subscription per account type

Each account earns points only while it has its own active subscription. If you hold an Individual account and a Roth IRA, each needs its own membership to earn on its balance. IRA memberships are always paid by card, never from the assets inside the IRA.

How to subscribe

1. Log in at app.silomarkets.com.
2. Open the Rewards tab.
3. Select a plan and pay by credit or debit card.